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Our old habit: Rarely talk about finances, unless we are in crisis mode—then get all stressed and have that stress spill into other areas of our life.
Some habits are bad, and this old one was bad! So we have been working on a new habit for several months now: to review our budget together weekly. The whole point of this is to keep a better track of our finances and to ensure we are on the same page with our spending, anticipated expenses and financial goals.
Meeting together once a week to talk about our budget is turning out to be the toughest habit to form. We have “officially” only reviewed our spending and budget once in the last two weeks. Last night as we were winding down for the night, Scott mentioned that we still needed to discuss our finances, but we both confessed that we just didn’t want to. Yikes! How are we ever going to reach our BIG goals of paying off HUGE debt and building a comfortable savings with that attitude??!!
We have a budget for a reason—we are mostly a one-income family (my income is small, and not reliable), and we owe a lot of money from when we went to school. Continue reading
I got to take on the big task of planning out our four-day weekend. We don’t get much time with Scott, so that is a main reason why planning out our weekend is so important. We want our time together as a family to be fun, and not stressful or “wasted.”
Things I considered before I planned out the weekend: Continue reading